Consolidate the debt into one particular payment that is monthly

Spend down the debt in many instances within 5 years

Create a practical spending plan that you can easily live with

About United States Credit Rating Counseling (ACCC):

United states Consumer Credit Counseling is a nonprofit credit counseling agency that helps customers take solid control of these monetary everyday lives through credit counseling, debt consolidating, and monetary training. Since 1991, we’ve been lives that are improving supplying answers to individuals looking for monetary assistance.

Our Debt Programs

Just how can we allow you to manage your credit? Our programs makes it possible to take solid control of the economic life.

Credit Guidance

We shall allow you to figure out how to approach your financial predicament, and offer you the credit counseling service options that are best possible.

Debt Management

Our financial obligation management system helps simplify your month-to-month debt that is unsecured, combine your repayments, and disburse funds to creditors for you.

Bankruptcy Guidance

We are able to supply the mandated bankruptcy that is pre-filing session make it possible for both you and your lawyer to create well-informed choices.

Housing Counseling

ACCC’s housing counselors can be found to work with you in all respects of the housing requirements. We provide reverse home loan counseling, homebuyer training and official official official certification, and foreclosure guidance.

Student Loan Counseling

We are able to assist you to explore your choices it doesn’t matter how much you borrowed from or your loan status.

Debt Consolidation

We provide free credit guidance sessions with skillfully certified counselors to choose the many path that is advantageous of financial obligation.

Debt Consolidating

With this debt consolidation reduction plan, it will be possible to combine many, or even your entire unsecured debt and work out a unitary payment that is monthly.

As Featured On


  • “we had been therefore very happy to find it simple to speak with my therapist about my financial obligation issue. He had been beneficial in aiding me look for a budget i really could make use of and compliment of him, I happened to be in a position to reduce my rate of interest therefore I could spend down my financial obligation.”
  • “ACCC supplied me personally with this particular plan of ways to get away from debt, and in addition taught me simple tips to remain out of financial obligation. If I have any queries, ACCC’s staff is obviously here to offer me personally the responses. ACCC’s Debt Management Program assisted me a great deal.”
  • “Thank you for assisting me personally remain away from collections while making progress toward settling my financial obligation. Everyone else I spoke with was very helpful making the procedure simple. They explained and re-explained once I required it. I’ve suggested ACCC as a reference to individuals i am aware.”
  • “Thank you to definitely you as well as your group for assisting me personally get free from financial obligation. We felt like I became drowning with debt and after talking with your representatives, I happened to be relieved and felt just like a fat had been lifted. They managed to make it treated and simple me with respect and now have always been super friendly. I’m grateful for the service!”

Budgeting Guidelines

A spending plan could be the foundation of accountable monetary preparation. It shows precisely how much cash you have actually and where it is being invested. Use our put together helpful resources, recommendations, and tools to assist you realize and produce a budget that is successful.

Understanding Credit

Credit is just a convenient method to buy things, but understanding how to control and continue maintaining good credit can be extremely challenging. Take a look at our find informative articles that can help you discover exactly about keeping good credit.

Calculators to greatly help handle your cash

Utilize ACCC’s economic calculators to assist you to better track and spending plan your revenue and costs that will help you better handle your cash.

Just how to get ready for your retirement

In your golden years? It’s essential so you are prepared to lead a financially healthy life that you are knowledgeable about your financial situation. Get our list to assist you together with your preparations.

United states Consumer Credit Counseling (ACCC) provides credit that is non-profit, economic education, credit card debt relief consolidation and debt decrease services for customers nationwide. We provide free credit guidance to aid people and families learn to lower credit debt and exactly how to eradicate financial obligation completely. As an option to high priced debt that is unsecured programs for settling credit debt, our financial obligation administration programs help customers pay back debts and manage credit debt more quickly by consolidating re payments. We additionally provide credit card debt negotiation solutions in reducing finance fees and interest levels. And our economic training solutions reveal customer how exactly to effectively manage money more and exactly how to eliminate credit debt more quickly – often in 5 years or less.

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